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1Money Team: Experts and Innovators

1Money Team: Experts
and Innovators

The 1Money team brings decades of experience building and scaling disruptive, high-growth companies. Our deep expertise spans technology, fintech, crypto, and payments, with members hailing from some of the world's most recognized and impactful firms, including

goldman sachs
citi bank
HSBC
deloitte
pwc
circle
ripple
stellar
binance
okx
paxos
binance us
uber
meta
novi
antgroup
accenture
ibm
bain&company
bcg

Meet Our Experienced and Accomplished Executive Team

Coming from some of the world's most preeminent firms including Uber, Facebook (Meta), Circle, Binance, and Ripple, the 1Money executive team is poised to revolutionize global money movement

Brian Shroder

Brian Shroder

Co-Founder, Chairman, & Chief Executive Officer

Before co-founding 1Money, Mr. Shroder served as President and CEO of Binance.US, where he transformed the company into one of the largest digital asset marketplaces in the U.S. Under his leadership, Binance.US raised over $250 million at a $4.5 billion valuation, grew to over 550 employees, processed more than $250 billion in trading volume, and surpassed 8 million users. Previously, Mr. Shroder was an executive at Ant Group, one of the world's largest financial services and digital payments firms, overseeing regulated FinTech firms that served over 250 million users across Southeast Asia. He also held leadership roles at Uber as Head of Strategy and Business Development for Asia Pacific. A graduate of Harvard Business School, Mr. Shroder began his career at Boston Consulting Group (BCG), where he spent six years advising global businesses.

Matthew Shroder

Matthew Shroder

Co-Founder, President, & Chief Operating Officer

Mr. Shroder is a seasoned operator with extensive experience launching and scaling disruptive tech companies. As SVP of Global Operations & Expansion at Binance, he led international growth, helping establish the company as the world's leading crypto exchange. Before that, he was an early Uber employee, where he expanded many of the company's first markets in the US and abroad. During his more than 6-year tenure at Uber, Mr. Shroder held several leadership positions, most recently serving as the Global Head of Product Operations for Ridesharing.

Kristen Hecht

Kristen Hecht

Chief Compliance Officer

Ms. Hecht has nearly 20 years of public and private sector experience. During her career, she served in a number of executive roles in the digital asset space to develop compliance programs and lead regulatory engagements. Notably, she was the Chief Compliance Officer at Facebook's (now Meta's) Novi digital asset wallet for the Diem blockchain and Paxos's Global Head of Compliance Programs. Most recently, Ms. Hecht served as the Deputy CCO at Binance in support of its resolution with the U.S. government. Earlier in her career, she worked for six years at HSBC in Asia, including as the Head of Financial Crime Compliance in China. Ms. Hecht spent the first nine years of her career at the U.S. Department of the Treasury as a Senior Policy Advisor in the Office of Terrorist Financing and Financial Crimes, working closely with FinCEN and OFAC.

Christopher Lalan

Christopher Lalan

Chief Legal Officer

Mr. Lalan is a senior legal executive with over 20 years of experience in both traditional financial services and the digital assets space. He previously served as Deputy General Counsel for OKX, where he advised on global expansion and related licensing, corporate, policy, and regulatory matters. Prior to that, Mr. Lalan was Associate General Counsel at Circle, where he headed the Products & Regulatory legal team, including leading global licensing efforts, and served on Circle's Senior Leadership Team. Before entering the digital assets space, Mr. Lalan served in executive leadership roles in traditional financial services.

Brett Enclade

Brett Enclade

Chief Information Security Officer

Mr. Enclade brings over 20 years of cybersecurity expertise, with a strong focus on integrating security into transformative blockchain technology. He has a proven track record of building resilient cybersecurity programs that safeguard against emerging threats while enabling business growth. Prior to joining 1Money, he served as the Chief Information Security Officer (CISO) at Ripple, where he was responsible for securing payments, custody, and stablecoin products leveraging the XRP Ledger. During his tenure, he scaled the information security organization, strengthening governance, risk management, compliance, and operational capabilities. Before Ripple, Mr. Enclade held senior cybersecurity leadership roles at both global enterprises and high-growth startups, where he developed and led enterprise-grade security programs to protect complex, global systems.

1Money's Distinguished Board
of Directors

In addition to the Founders, 1Money's Board members exemplify the Company's dedication to responsible corporate governance, demonstrating a strong commitment to compliance and regulatory leadership in the stablecoin industry

Kenneth A. Blanco (Ken)

Kenneth A. Blanco (Ken)

Board Member

Mr. Blanco is a distinguished leader in domestic and international financial crime compliance and regulation. He previously served as Chief Compliance Officer of Citibank's Global Financial Crimes Unit, overseeing the firm's Anti-Money Laundering, Sanctions, Global Financial Crimes Investigations and Intelligence, and Anti-Bribery & Corruption programs. Prior to joining Citibank, Ken was the Director of FinCEN, the Chief Regulator and Administrator of the Bank Secrecy Act, and head of the Financial Intelligence Unit (FIU) for the United States, where he led efforts to combat domestic and international financial crimes and regulatory compliance and enforcement. Earlier, Mr. Blanco held a 22-year tenure at the U.S. Department of Justice, serving as a Deputy Assistant Attorney General for more than a decade as well as the Acting Assistant Attorney General for the Criminal Division, overseeing significant financial and international investigations and prosecutions involving white-collar fraud, public corruption, computer crime, kleptocracy, organized crime, and money laundering.

Michael Mosier

Michael Mosier

Board Member

Mr. Mosier brings decades of experience in financial crime prevention, digital assets and related blockchain analytics, and emerging technology regulation. He is a co-founder of Arktouros PLLC, a law and advisory boutique of former federal prosecutors dedicated to emergent technology. Michael has also served as in-house counsel at technology companies Chainalysis and Espresso Systems. During his tenure in public service, Mr. Mosier served as Acting Director and Deputy Director of FinCEN, as well as Associate Director at OFAC. Before that, he was a Deputy Chief in the Department of Justice's Money Laundering Section, where he created and led the Special Financial Investigations Unit. Mr. Mosier also served on the White House National Security Council as Director for Transnational Organized Crime.

Ed Roman

Ed Roman

Board Member

Ed is a co-founder and Managing Partner at Hack VC. Prior to Hack, Ed was an angel-operator and seed venture capitalist for over 10 years, making more than 250 investments into early-stage tech and Web3 startups. He is also a three-time tech startup founder with two successful exits. A lifelong open-source developer, Ed has authored a best-selling book on software development.

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© 2025 1Money USA, Inc. All rights reserved.

1Money USA, Inc. (NMLS ID # 2628653) is a FinCEN-registered Money Services Business that offers its regulated products and services across the United States through its various money transmitter licenses or their jurisdictional equivalents, where applicable. For more licensing information, including regarding support and/or filing complaints, see our Licenses here. You may also consult www.nmlsconsumeraccess.org for additional information.1Money Bermuda Ltd. is a digital asset business licensed by the Bermuda Monetary Authority to operate as a digital asset exchange and services vendor, provide custodial wallet services, operate as a payments service provider, and issue, sell, and redeem digital assets.Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. are licensed or chartered as depository institutions or directly offer or provide banking services. Digital assets are not bank deposits or other deposit accounts. Digital assets, including stablecoins, available through or from either of 1Money USA, Inc. or 1Money Bermuda Ltd., are not insured by the FDIC, SIPC, or any other public or private insurer, including against cyber theft or theft by other means. Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. intend for any digital assets offered to its customers to constitute a securities offering or an investment in a securities offering.Stablecoins, including payment stablecoins are not legal tender, and are not be backed by the full faith and credit of the United States, guaranteed by the United States Government, subject to deposit insurance by the Federal Deposit Insurance Corporation, or subject to share insurance by the National Credit Union Administration.When you buy, sell, or convert digital assets on our platform, we will disclose the fees you will be charged for that transaction. See our fee schedule for more information.Virtual currencies and digital assets of all types, including stablecoins, are subject to a number of risks. Engaging in any activity regarding virtual currencies or digital assets may result in losses. Certain platforms that offer virtual currencies and digital assets may not be regulated and may not implement or maintain appropriate customer protections available with regulated platforms, products, and services. Accordingly, the level of risks may be too high for some based on their unique circumstances. Virtual currencies and digital assets, including stablecoins, may not be deemed not legal tender. While a person currently may be able to acquire and hold virtual currencies and digital assets, including stablecoins, there is a risk that, in the future, it may not be possible to transfer, trade, use, or redeem virtual currencies and digital assets, including stablecoins. The past performance of a virtual currency or digital asset is not a benchmark for future performance, nor is it a reliable indicator of future results or performance. Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. makes any recommendations regarding buying or selling digital assets. Consider seeking advice from your professional, financial, or tax advisor.WARNING: LOSSES DUE TO FRAUDULENT OR ACCIDENTAL TRANSACTIONS MAY NOT BE RECOVERABLE AND TRANSACTIONS IN VIRTUAL CURRENCY ARE IRREVERSIBLE.Additional disclosures can be found on the Legal and Privacy page.