Zero Platform Fees.
Low, Transparent Pricing.
1Money Pricing and Fees
Simple, usage-based pricing — no monthly minimums, no upfront costs, no hidden markups. Pay only for what you use.
NO monthly minimums
or spending requirements
Scale your usage up or down—pay only for what you use
NO account opening fees
Onboard instantly with zero setup costs
NO custody fees
Hold zero or billions in assets at no additional costs
NO maintenance fees
Keep your account active at no cost
NO balance requirements
Full flexibility—hold as much or as little as you need
NO limits on number of
digital wallets
Unlimited wallets – create as many as you need
...and NO gas fees when using the 1Money Network!
Stablecoin
Conversion Fees
When you buy, sell or exchange stablecoins on 1Money, a conversion fee is charged. This fee is calculated at the time you make your transactions and may vary based on your selected payment method, currency, stablecoin, order size, market conditions, jurisdiction, distribution method, and other processing costs. 1Money includes a small spread within the conversion fee to increase the likelihood of a successful transaction and lock in your quoted conversion fee temporarily during transaction processing. The conversion fee may vary across similar transactions based on the factors listed above. Final conversion fee will be displayed on the preview screen before submitting the transaction.
By submitting your transaction, you agree to pay the quoted fee. Conversion fee is automatically deducted from your fiat or stablecoin balance, as applicable, at the time the transaction is processed.
Fee schedule for buying/selling/exchanging stablecoins
Transaction type | Stablecoin | Starting |
|---|---|---|
Fiat ↔ Stablecoin | Tier 0 | Free |
| Tier I | 10 bps | |
| Tier II | 15 bps | |
Stablecoin ↔ Stablecoin | Any stablecoin pair | 10 bps |
For other stablecoins or fiat currency pairs not listed above, please contact us at support@1money.com
Fiat Deposit and
Withdrawal Fees
Fees apply when depositing or withdrawing fiat from your 1Money account and vary by payment method, currency, and jurisdiction. These fees cover 1Money's payment processing and compliance costs.
Final deposit/withdrawal fee will be displayed on the preview screen before submitting the transaction. By submitting your transaction, you agree to pay the quoted fee. Fees are automatically deducted from your fiat balance at the time the transaction is processed.
Fee schedule for fiat deposits/withdrawals
Country & Currency | Payment method | Deposit fee | Withdrawal fee |
|---|---|---|---|
United States (USD) | Same day ACH | $0.55 | $0.55 |
U.S. Domestic wire | $10.00 | $10.00 | |
FedNow | $0.50 | $1.50 | |
RTP | $0.50 | $1.50 | |
International various (USD) | International Wire (SWIFT) | $10.00 | $25.00 |
Mexico (MXN) | SPEI | - | 0.48% + $2.00 |
Brazil (BRL) | PIX | - | 0.53% + $1.10 |
For other payment methods not listed above (e.g., international FX wire, PIX, SPEI), please contact us at support@1money.com
Virtual Account Fees
1Money offers virtual accounts to its customers with dedicated routing and account numbers. Any applicable virtual account fees will be automatically deducted from your fiat or stablecoin balance with 1Money.
Virtual account fees schedule
Fees description | Fees ($) |
|---|---|
Virtual account opening | Free |
Service fee for active virtual accounts | $1 per virtual account per month |
Virtual account closing | Free |
Stablecoin Deposit and
Withdrawal Fees
Stablecoin deposits to your 1Money wallet are FREE.
Stablecoin withdrawals to external addresses incur blockchain network fees and compliance costs for reviewing and processing the withdrawal in line with applicable regulatory requirements. 1Money charges a withdrawal fee based on an estimate of these costs. The actual cost may differ from the estimate due to factors such as network congestion, transaction batching, or counterparty-related considerations.
You will see the final withdrawal fee displayed on the preview screen before you submit the transaction. By submitting your transaction, you agree to pay this quoted fee, which will be automatically deducted from your stablecoin balance when the transaction is processed.
1. Fees listed on this page are subject to change with or without notice (please see your applicable customer account Terms and Conditions). Fees will always be displayed on the preview screen before submitting the transaction in order on your account.
2. The 'starting at' conversion fee reflects the lowest rate typically available under favorable market and routing conditions. Actual fees may vary.
3. 1Money connects with multiple partners and dynamically routes transactions to source the most cost-efficient execution path and minimize customer fees.
4. Your sending/receiving bank may apply additional charges that are not controlled by 1Money - we recommend confirming any such charges with your provider in advance