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Stablecoins, Simplified

Seamlessly receive, buy, sell, convert, send, and store stablecoins and fiat currencies with convenient on/off ramps to your bank accounts globally.

Backed By Worldclass Investors

1Money has raised over $23 million in capital from some of the world’s most prominent investors, including:

hack-vckrakenkucoinbitgocoinflipethereal-ventures
hack-vckrakenkucoinbitgocoinflipethereal-ventures
varivanagrambankless-venturesgenventureslvnaborderlesspharsalusprotagonistgymihexakarmanred-ventures
varivanagrambankless-venturesgenventureslvnaborderlesspharsalusprotagonistgymihexakarmanred-ventures

Zero Platform Fees.
Low, Transparent Pricing.

Simple, usage-based pricing — no monthly minimums, no upfront costs, no hidden markups. Pay only for what you use.

Zero Platform Fees.

1Money Pricing and Fees

NO monthly minimums or spending requirements

Scale your usage up or down—pay only for what you use

NO account opening fees

Onboard instantly with zero setup costs

NO custody fees

Hold zero or billions in assets at no additional costs

NO maintenance fees

Keep your account active at no cost

NO balance requirements

Full flexibility—hold as much or as little as you need

NO limits on number of digital wallets

Unlimited wallets – create as many as you need

...and NO gas fees when using the 1Money Network!

1MONEY STABLECOIN PLATFORM

Unique Features

Multi-Currency Fiat On/Off Ramps

Seamlessly deposit or withdraw cash in a wide range of local currencies using both international and domestic payment methods—from ACH and SEPA to instant payment systems like PIX and UPI. Move effortlessly between fiat and stablecoins, giving you or your business the flexibility to send, receive, and hold money in the form that best suits your needs.

Global Pay-Ins/Outs

Send and receive money anywhere in the world—whether in fiat or stablecoins—instantly, securely, and at low cost. Whether you’re paying employees or suppliers, sending money home, or receiving funds from clients, move value globally without the delays and hidden fees of traditional banking. Global reach, local simplicity.

Fiat-to-Stablecoin & Stablecoin-to-Stablecoin Exchange

Instantly buy, sell, or convert stablecoins across multiple issuers and blockchain networks. Execute frictionless transactions with instant settlement, competitive pricing, and deep liquidity—ideal for optimizing treasury operations, cross-border transfers, or managing personal finances.

Stablecoin and Digital Asset Custody

Safeguard your stablecoins and digital assets with institutional-grade, regulated custody built for enterprises. Enjoy 24/7/365 access and protection powered by advanced Threshold Signature Scheme Multi-Party Computation (TSS-MPC) technology. Rest easy knowing your assets are secured with the same controls used by leading global custodians.

Dedicated, Named Virtual Accounts

Give yourself or your customers a unique digital banking identity—complete with local routing and account numbers. Instantly open and manage multi-currency accounts to collect funds, make payments, and manage balances with ease. Access domestic rails without needing a local bank account, giving you the freedom to operate globally with local convenience.

Payments, International Remittance, and Foreign Exchange (FX)

Send, receive, and settle payments globally—faster, cheaper, and more transparently than traditional banks. Manage personal or business transactions across currencies and stablecoins, with real-time FX and instant settlement. One unified platform for all your global money movement.

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© 2025 1Money USA, Inc. All rights reserved.

1Money USA, Inc. (NMLS ID # 2628653) is a FinCEN-registered Money Services Business that offers its regulated products and services across the United States through its various money transmitter licenses or their jurisdictional equivalents, where applicable. For more licensing information, including regarding support and/or filing complaints, see our Licenses here. You may also consult www.nmlsconsumeraccess.org for additional information.1Money Bermuda Ltd. is a digital asset business licensed by the Bermuda Monetary Authority to operate as a digital asset exchange and services vendor, provide custodial wallet services, operate as a payments service provider, and issue, sell, and redeem digital assets.Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. are licensed or chartered as depository institutions or directly offer or provide banking services. Digital assets are not bank deposits or other deposit accounts. Digital assets, including stablecoins, available through or from either of 1Money USA, Inc. or 1Money Bermuda Ltd., are not insured by the FDIC, SIPC, or any other public or private insurer, including against cyber theft or theft by other means. Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. intend for any digital assets offered to its customers to constitute a securities offering or an investment in a securities offering.Stablecoins, including payment stablecoins are not legal tender, and are not be backed by the full faith and credit of the United States, guaranteed by the United States Government, subject to deposit insurance by the Federal Deposit Insurance Corporation, or subject to share insurance by the National Credit Union Administration.When you buy, sell, or convert digital assets on our platform, we will disclose the fees you will be charged for that transaction. See our fee schedule for more information.Virtual currencies and digital assets of all types, including stablecoins, are subject to a number of risks. Engaging in any activity regarding virtual currencies or digital assets may result in losses. Certain platforms that offer virtual currencies and digital assets may not be regulated and may not implement or maintain appropriate customer protections available with regulated platforms, products, and services. Accordingly, the level of risks may be too high for some based on their unique circumstances. Virtual currencies and digital assets, including stablecoins, may not be deemed not legal tender. While a person currently may be able to acquire and hold virtual currencies and digital assets, including stablecoins, there is a risk that, in the future, it may not be possible to transfer, trade, use, or redeem virtual currencies and digital assets, including stablecoins. The past performance of a virtual currency or digital asset is not a benchmark for future performance, nor is it a reliable indicator of future results or performance. Neither 1Money USA, Inc. nor 1Money Bermuda Ltd. makes any recommendations regarding buying or selling digital assets. Consider seeking advice from your professional, financial, or tax advisor.WARNING: LOSSES DUE TO FRAUDULENT OR ACCIDENTAL TRANSACTIONS MAY NOT BE RECOVERABLE AND TRANSACTIONS IN VIRTUAL CURRENCY ARE IRREVERSIBLE.Additional disclosures can be found on the Legal and Privacy page.